How It Works

How It Works

Step One

 

Provide us your credit reports from all three credit bureaus, Equifax, Trans Union, and Experian. Please use our affiliate partner identityiq.com/help-you-to-save-money.aspx to pull all three of your credit reports starting with the 7 day offer trial for $1.00 and $21.99 monthly thereafter. 

 

Step Two

 

We offer you with an in-depth credit analysis of your credit report finding all inaccurate information by looking at the different factors that are pulling your credit score down and present you with actionable measures to get your score back up. Then finally, we give you step by step guidance on how to Rebuild Restore and Raise your credit. Our goal is to assist consumers fix bad credit in Los Angeles and surrounding areas through our investigations and record correction program.

Step Three

 

We load all of the incorrect information into our system, and start questioning this information with your collectors, credit bureaus, and creditors. We then send challenge letters to all the furnishers and wait 45 to 60 days for updates once the dispute letters are received.

Step Four

 

We analyze the updates for any changes to the inaccurate information after the updated credit reports come back from the furnishers then we update your file. We then follow up with a respective credit bureau to find out why the credit report still contains the inaccurate information. If there are changes, it will be displayed on your file.

What is Included In the service

 

Fixing your credit is our goal. We will work hard to correct, update or remove the following inaccurate, misleading and unverifiable items listed below:

  • Late pays
  • Tax liens
  • Inquiries
  • Short sales
  • Collection Accounts
  • Identity Theft
  • Charge Offs
  • Judgments
  • Credit Card Bills
  • Student Loans
  • Bankruptcies
  • Outdated/Erroneous Info
  • Medical bills
  • Evictions
  • Repossessions
  • Foreclosures
  • Tax Liens
  • Child support
  • Late Payments

Get Started Now! $249.00 Enrollment/Audit $125.00 per Month